Rupiah Flex 1.0.2

Rupiah Flex functions as an intermediary platform specializing in loan recommendations, primarily connecting users with registered or licensed lending institutions approved by the Financial Services Authority (OJK) of Indonesia. It is important to note that the platform does not directly provide loan funding but offers valuable guidance through loan information, product matching, and application assistance to facilitate access to legitimate and regulated loan services in a secure and user-friendly manner.

Key Features:

• The platform emphasizes safety, transparency, and ease of use in all its services. All partner institutions are official entities registered or licensed by OJK, ensuring compliance with legal standards. The application process is streamlined for mobile devices, with clear fee disclosures and no hidden charges. Data privacy is protected through advanced encryption techniques in accordance with the Personal Data Protection Act.
• Customer support is readily available, providing prompt assistance via telephone, email, or live chat to address user inquiries efficiently.

Examples of Partnered Loan Products:

• Loan amounts range from Rp 500,000 to Rp 10,000,000.
• Loan tenures vary from 91 to 180 days.
• The maximum Annual Percentage Rate (APR) offered is 36%.

These figures serve as examples; actual loan terms will depend on credit assessment results conducted by our partner institutions. Users can verify specific details through the application interface.

Sample Loan Cost Calculation:

1. A user applying for a Rp 2,000,000 loan for 91 days (3 months) with a 36% annual interest rate and fixed repayment installments would incur the following costs:
   • Daily interest rate: 36% ÷ 365 = 0.1%
   • Total interest: Rp 2,000,000 * 0.001 * 91 = Rp 182,000
   • Total repayment amount: Rp 2,000,000 + Rp 182,000 = Rp 2,182,000
   • Monthly installment: Rp 2,182,000 / 3 ≈ Rp 727,333
2. It should be noted that this scenario is a simulation; actual figures may vary based on the specific calculations made by our financial partners. The repayment details displayed within the application reflect these official terms.

Eligibility Criteria:

• Minimum age of 21 years
• Valid KTP (identity card)
• Active mobile phone number
• Valid Indonesian bank account

Additional Statements:

• Rupiah Flex acts solely as a loan intermediary platform and does not directly disburse funds. All loans are funded by authorized financial institutions collaborating with us.
• The platform strictly adheres to regulations established by OJK Indonesia, promoting responsible borrowing practices and ensuring users access compliant loan products within a secure framework. We serve solely as a conduit; all loan funds originate from licensed financial entities partnered with us.

Privacy Policy:

Rupiah Flex values user privacy and commits to safeguarding personal data through robust encryption technologies and strict compliance with relevant regulations such as the Personal Data Protection Act (PDP) in Indonesia. Information collected is exclusively used for credit assessment and loan processing purposes. We do not sell or rent user data to third parties. Transparency in data handling processes remains a priority.

Privacy Policy Link: https://www.internetmulti.com/kebijakan-privasi

Contact Information:

• Email: [email protected]
• Address: Skynindo Group Building Level 3, Jalan Dr. Susilo Raya Nomor 23, Grogol Village/Subdistrict, Grogol Petamburan District, West Jakarta City, DKI Jakarta Province
• Customer Service Hours: Monday to Friday, 08:00 – 18:00